Environmental, Social and Governance

Creating value for our society and producing an economic benefit for people

Hillside with rows of solar panels.

Pathward’s ESG Commitment 

Pathward’s Environmental, Social and Governance (ESG) efforts start with financial inclusion. They guide our policies, practices, commitments, and goals — and we apply them every day to benefit shareholders, customers, employees, our communities, and the environment. 


“Our enterprise-wide approach to ESG is a testament to our commitment to ESG and the positive impacts that our business and the community can realize from thoughtful execution of our strategy.”

Catherine McGlown

Pathward Vice President, ESG, DEI, Brand, and Communications


Environmental Commitment 

We’re dedicated to minimizing the environmental impacts of our business operations by reducing waste, conserving resources, and reducing our carbon footprint. We practice and promote environmental stewardship while mitigating our company’s exposure to environmental risks. We recognize that the ventures and activities we finance – particularly in alternative energy – can have a powerful, positive environmental impact and provide optimal returns for our shareholders. 

Women seated outdoors, discussing environmental solutions.

69K
Physical office footprint reduction in 2021 (in square feet)
$606M
Renewable energy financing in 2021

Social Commitment

We leverage our knowledge of banking and financial technology to provide alternatives for those with limited access to essential financial services. By working with fintech and finserv innovators, we enable financial availability, choice, and opportunity for underbanked members of our society. Additionally, we work to create a constructive working environment for our colleagues and a positive impact on communities through nonprofit partnerships.

Smiling volunteers packing cans into a cardboard box.

$24.15B
Economic impact payments distributed
$56.9M
Total Community Reinvestment Act community development investments

Governance Commitment

Our corporate governance demonstrates Pathward’s commitment to our purpose of powering financial inclusion for all. Our Board of Directors’ ESG Committee - which meets quarterly to discuss current and emerging ESG topics and provides oversight of our ESG policies, programs, and strategies - is an example of our intentional approach to integrating ESG into our business. 

Man discussing corporate governance with three colleagues.

94%
Say-on-pay vote in 2021
33%
Female directors on Board of Directors

Pathward Gives Back

Financial Inclusion informs everything we do, including our volunteer support of the communities where we live and work. Our goal is to create lasting, positive change for people and families across the country. 


~$700K
Charitable contributions by employees
4,000+

Volunteer hours tracked

740
Volunteer Time Off hours taken

Numbers reflect activity from January 1, 2021, to December 31, 2021.


Community Impact Program

Pathward provides charitable investments to nonprofit organizations that align with our mission and help advance work in disaster relief, educational support, financial inclusion, and personal and family empowerment. 


Pathward Employee Volunteer Program

Throughout the year, Pathward provides company-sponsored volunteer opportunities where employees can volunteer together. All full-time employees can take up to two days (16 working hours) of Volunteer Time Off each year.

Dollars for Doers

Employees earn $20 per volunteer hour logged toward a contribution that Pathward will make to a nonprofit of the employee’s choice. Employees can earn up to $320 per year for their favorite organizations through the program.

Pathward Employee Matching Gifts

Pathward encourages employees to contribute to causes they care about most by doubling the impact of their charitable donations to eligible nonprofits with matching gifts up to $2,000 per participant, per calendar year.