Issuing Solutions

E-commerce customer using a debit card to complete a transaction on her laptop.

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You Innovate, We Mitigate

As pioneers in this space, our experience allows us to take complex program innovations from idea to reality with each unique partner.  We have the knowledge and infrastructure that helps you confidently develop customer-preferred programs as we mitigate the risk. 


Our Solutions

  • DDA sponsorship
  • Prepaid sponsorship
  • Solutions for Financial Institutions

DDA Sponsorship

We sponsor DDA solutions in digital-first environments for both consumer and small business programs.

Retail customer tapping his debit card on a POS system.

Benefits

Unmatched partner collaboration

Our partner engagement team is dedicated to understanding your strategy and collaborating daily with you to achieve your vision.


Deep program expertise

Our comprehensive program expertise will help you design the right banking experience for your targeted customers.


Scalability

Our knowledge, skill, and infrastructure can scale with you.


Secure foundations

Our commitment to risk and compliance oversight is critical to program execution and partnership sustainability.


340,000
Points of distribution for debit and prepaid card issuing
>40M

Americans have adopted digital bank accounts (Learn more about their account preferences in our eBook: The Digital Migration – Growing Share of Banking)


Relationships with

Logo of Clair Inc. digital banking platform.
Logo of Digit financial-planning app.
Logo of Netspend, provider of prepaid debit cards.
Logo of Marqeta payment platform.
Logo of Incomm Payments, developer of payment solutions.

Prepaid Sponsorship

As a leading issuer of prepaid cards in the country, we collaborate on prepaid solutions of every type, including the following:

  • Gift
  • Loyalty and reward
  • General Purpose Reloadable (GPR)
  • Travel and expense
  • Corporate disbursement
  • Payroll
  • Government payments
  • Buy now, pay later settlement
  • Earned wage access disbursement
Woman activating a prepaid card on her smartphone.

Benefits

Prepaid for all uses

Whether an existing use case or building a card program from scratch, we can help you issue the right prepaid solution for your unique needs.


Design thinking

We’ve designed programs of all shapes and sizes for our partners, and can bring deep expertise and clarity when building a safe and sound structure to your program.


Best-in-class compliance

It’s simple. We deliver superior compliance and risk management strategies, so you can deliver a first-class customer experience and keep your business growing. 


16.5M
Cards distributed to American households in 18 months to deliver Economic Impact Payments authorized by Congress
20
Years of prepaid issuing experience

Relationships with

Logo of Blackhawk Network, vendor of gift, phone, prepaid debit, and incentives cards.
Logo of Incomm Payments, developer of payment solutions.
Logo of Marqeta payment platform.

Solutions for Financial Institutions

We partner with Financial Institutions to deliver banking and lending solutions, enabling them to diversify their offerings and better serve their communities.

Customer success representative developing a spreadsheet for a partner's agent bank solution.

Benefits

Value-Added Service

Our solutions for individuals and businesses leverage Pathward’s compliance expertise and oversight to fill product gaps with minimal investment. 


Easy onboarding 

Our programs are designed to be simple to implement. The dedicated customer success team will bring you up to speed with live training sessions and on-demand training materials. 


 Turnkey Solutions 

We specialize in offering quick out-of-the box solutions that others can't or won’t to supplement the Community Financial Institution core banking product suite. 


Trusted Partner

Pathward has extensive experience and a reputation for strong compliance, oversight, and regulatory knowledge. We’re a partner in deploying securely into the marketplace.


1,200
Partners
>11K
Locations

Prepaid Cards issued by Pathward®, N.A., Member FDIC, pursuant to a license from Visa® U.S.A. Inc. and Mastercard® International Incorporated. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Use everywhere Visa debit or where Debit Mastercard is accepted.


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