FasterMoney Line of Credit Account Opening Information


INTEREST RATES AND INTEREST CHARGES

Annual Percentage Rate

(APR) for Advances

29.90 % Fixed 

This APR is a fixed rate.

Paying Interest

You will be charged interest from the date the Advance transaction posts to your account.

FEES

Monthly Membership Fee

$4.50

This fee is charged on your first monthly statement and is charged each month regardless of account activity.

Penalty Fees

• Late Payment:

• Returned Payment:

Up to $27

Up to $27

How We Will Calculate Your Balance:  We use a method called “average daily balance (including new advances).” See your account agreement for more details.

Billing Rights:  Information on your rights to dispute transactions and how to exercise those rights is provided in your account agreement.